Legal
Disclaimer
Important information about the educational nature of our content and our referral partnerships.
Last updated: October 2, 2026
Educational content only. The information on insurancemaster.ph is for general educational purposes and does not constitute financial, investment, legal, or tax advice. Always consult a licensed professional and read the policy contract before making decisions.
Not an insurer or agency. The Insurance Master is an independent publication. We are not an insurance company, broker, or agency, and we do not sell insurance products.
Advisor partnerships. When you request to be matched, we share your details, with your consent, with one licensed advisor from our partner network. Partner advisors pay a flat monthly membership fee for marketing and visibility. This fee is not based on leads or sales, and we never receive any part of an advisor’s commission. Advisors are responsible for their own advice and must be licensed by the Insurance Commission.
Paid services. Merald Ayson offers fee-only planning consultations. These are financial planning and education services, not the sale of insurance or securities, and estate planning sessions are not legal advice.
Affiliate links. Some links to banks, e-wallets, and financial services are affiliate links, labeled as such. We may earn a fee if you sign up through them, at no extra cost to you.
Advertising. This site displays third-party advertisements. Ads are labeled and do not constitute endorsement.
Accuracy. We work hard to keep information current, but premiums, benefits, laws, and company data change. We make no warranties about completeness or accuracy.
Third-party trademarks. Company names and logos belong to their respective owners and are used for identification and commentary only.