Life Insurance

How life insurance works in the Philippines: term vs. whole life vs. VUL, how much coverage you need, riders worth paying for, and how to avoid costly mistakes.

Term lifeWhole lifeVULRidersHow much coverageClaims

Latest Life Insurance guides (3)

Life Insurance

How Much is Life Insurance in the Philippines?

How much is life insurance in the Philippines? See sample premiums by age, what affects the price, and why buying while young and healthy saves you money.

Merald Ayson Apr 12, 2025 7 min

Life Insurance

Myths and Realities of Life Insurance: Debunking Common Misconceptions

Is life insurance only for the rich, or too expensive? We debunk 7 common life insurance myths Filipinos believe and explain the facts behind each one.

Merald Ayson Dec 8, 2024 5 min

Life Insurance

Life Insurance Explained: What It Is and How It Works

What is life insurance and how does it work in the Philippines? Learn the types, benefits, and costs, plus how to choose the right policy for your family.

Merald Ayson Oct 1, 2024 13 min

Advisor Matchmaker

Get matched with a licensed life insurance advisor

Matched to your goal, age, and budget
Licensed advisors from leading PH insurers
Free consultation, zero obligation
Your data is protected under RA 10173

Full name

Mobile number

City / province

Age

Monthly budget

Main goal

I agree to be contacted by a licensed advisor and consent to the processing of my personal data in line with the Privacy Policy and the Data Privacy Act of 2012.

The Insurance Master is an independent publication, not an insurance company or agency. We introduce you to a licensed advisor from our partner network, which includes advisors from leading Philippine insurers. Partners pay us a flat membership fee; we never receive commissions on policies you buy. Advisors are licensed by the Insurance Commission.