Fee-only · No commissions
Work one-on-one with Merald Ayson, CWP®, CEPP™. Get a clear answer on your insurance, a plan for your money, and a strategy for your estate, all for one flat fee.
For individuals & families
Flat fees, clear deliverables, and a written summary you keep.
₱2,500
one-time
60-minute session + written summary
An unbiased second opinion on the policies you already have, from someone with nothing to sell you.
Best for: Anyone unsure whether their VUL or existing coverage is worth keeping
Book Insurance Policy Review₱7,500
one-time
2 sessions + written plan
Find out exactly how much life, health, and critical illness coverage your family needs, and what type.
Best for: Young families, breadwinners, and OFWs buying coverage for the first time
Book Protection Plan₱20,000
one-time
3 sessions + written plan + 30-day follow-up
A complete CWP® financial plan covering protection, savings, investing, retirement, and goals.
Best for: Professionals and families who want every money decision in one plan
Book Comprehensive Financial Plan₱12,000
one-time
2 sessions + written estate summary
A CEPP™ review of your estate so your heirs avoid frozen accounts, forced sales, and family disputes.
Best for: Property owners, business owners, and parents planning a legacy
Book Estate Planning SessionFor companies & HR teams
Practical money talks that help employees make the most of their benefits and plan for the future.
From ₱25,000 per session
Pricing depends on headcount, format, and number of sessions. Includes slides and a take-home guide.
Request a proposalChoose a service and send your request. I'll reply within 1 business day with schedules and payment details.
Fill out a short questionnaire and gather your policies or statements so our time is spent on decisions, not paperwork.
We meet by video, phone, or in person. You receive a written summary with clear, prioritized next steps.
No. My services are fee-only. I don't sell insurance or earn commissions on any product I recommend, so my advice is based only on what fits your situation.
After you book, I'll email you a short questionnaire and available schedules. Sessions are done by video call, phone, or in person (subject to location), and you receive a written summary afterward.
I'll send payment details by email after confirming your schedule. Payment is due before the first session.
If you decide to buy, I can introduce you to a licensed advisor in our partner network who fits your needs. You're never obligated, and I don't earn a commission on what you buy.
No. It's financial planning for your estate: inventory, estate tax estimates, and a liquidity plan. Wills and trusts should be prepared by a lawyer, and you'll leave with a checklist to bring to yours.